Reverse Mortgage Calculator

This Reverse Mortgage Calculator helps estimate how much cash you may access with a HECM loan. See your principal limit, FHA upfront MIP, closing costs, and net cash available based on your age, home value, and interest rate.

HomeExpertly
www.homeexpertly.com
Reverse Mortgage Calculator (HECM)
Estimate your borrowing power with a HECM Reverse Mortgage. Includes calculations for Principal Limit, Upfront MIP, and Net Cash Available.
Borrower Inputs
$
$
Must be paid off with reverse mortgage proceeds.
years
%
%
Projected yearly growth of home value.
Analysis Results
Cash Availability
Principal Limit (Gross)—
Mortgage Payoff—
Total Closing Costs—
Net Cash Available to You—
Estimated Closing Costs (Financed)
Upfront MIP (2%)—
Origination Fee—
Other (Title/Recording)—
Equity Projection (15 Years)
Home Value vs. Loan Balance
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