Who we are
Built by homeowners, for homeowners
HomeExpertly started at a closing table, staring at a number nobody had bothered to explain.
We built the first calculator to answer one question: what does this loan actually cost over its lifetime? Twelve tools later, the question hasn’t changed.
We’re not a lender, a broker, or a financial advisor. We take no commissions and we don’t pass your details to a sales team. Our only job is making sure you understand the numbers before you sign.
By the numbers
Where things stand today
500K+
Calculator sessions each month
200+
Free tools, no account needed
$0
What any of it costs you
What we stand for
Four rules we don’t bend
- Independent
- No lender sponsorships, referral fees, or affiliate payouts. Nothing changes what a calculator tells you.
- Accurate
- Every formula is reviewed quarterly against current lending guidelines.
- Private
- Calculations run in your browser. The numbers you type never reach our servers.
- Free
- Every tool, on every device, with no account and no paywall.
Common questions
Questions people ask us
No. HomeExpertly is an independent educational platform. We are not a lender, a broker, or a financial advisor. Lending decisions happen with the licensed professionals you choose to work with — we just help you walk in understanding the math.
We run display advertising on the site. We do not take referral fees, lender sponsorships, or affiliate commissions, because those would give us a reason to steer your results.
They use the same amortization and qualifying formulas lenders use, and we review them quarterly. Results are still estimates: your real terms depend on your credit profile, your lender, and market conditions on the day you close.
No. Calculations run in your browser, so the numbers you enter never reach our servers. We measure page visits to know which tools get used, but that is traffic data, not your financial details.
Yes, and please do. Use the contact form — several of our most-used calculators started as reader suggestions, and we would rather hear about an error from you than leave it live.
Ready to run your own numbers? Browse the tools