Finance Calculators

Explore a complete set of Finance Calculators designed for mortgages, loans, affordability, refinancing, taxes, insurance, and real estate investing. Each tool helps you break down costs, compare options, and make informed financial decisions with clarity.

Balloon Mortgage Calculator

Calculate balloon mortgage payments and see your monthly payment plus the lump-sum balloon balance due at the end of the term.

Staging ROI Calculator

Use the Home Staging ROI Calculator to estimate staging costs, sale price increase, and holding cost savings from selling faster.

Commute Cost Calculator

Calculate the true cost of your commute by estimating fuel, maintenance, and the value of time spent driving each year.

Moving Cost Calculator

Use the Moving Cost Calculator to compare professional mover pricing with DIY truck rental costs for your upcoming move.

Moving Box & Storage Calculator

Use the Moving Box & Storage Calculator to estimate boxes, packing supplies, and storage unit size for your move.

Agent Commission Split Calculator

Calculate real estate agent commission by estimating gross commission, broker splits, franchise fees, and net take-home pay.

Solar Panel Savings Calculator

Calculate solar payback period, federal tax credit savings, and long-term ROI with this easy solar savings calculator.

Home Renovation ROI Calculator

Calculate renovation ROI by comparing project costs with after-repair value (ARV) to see equity gain and return on investment.

DSCR Calculator

Calculate DSCR for rental properties and see if your investment meets lender requirements based on income and debt service.

1031 Exchange Calculator

Calculate potential tax savings from a 1031 exchange and compare selling outright vs. deferring taxes through reinvestment.

Airbnb Profitability Calculator

Calculate short-term rental returns including occupancy-based income, operating costs, mortgage payments, and cash-on-cash ROI.

Cap Rate Calculator

Calculate cap rate using net operating income to evaluate the profitability and return potential of an investment property.

Equity Waterfall Calculator

Estimate LP and GP returns with an equity waterfall calculator, including preferred return, profit splits, and investment multiples.

Seller Financing Calculator

Calculate seller financing payments, interest, and balloon amounts with our Seller Financing Calculator. See monthly costs and loan breakdown instantly.

Wrap-Around Mortgage Calculator

Analyze wrap-around mortgage deals by comparing buyer payments, underlying loan costs, and monthly cash flow with this easy wrap calculator.

Subject-To Deal Calculator

Calculate cash to close, monthly cash flow, and returns for subject-to real estate deals with this easy subject-to calculator.

Prorated Rent Calculator

Calculate prorated rent instantly. Enter your rent amount and move-in or move-out date to get an accurate prorated rent total in seconds.

Commercial Lease Calculator

Calculate commercial lease costs including base rent, NNN expenses, and rent increases with this easy commercial lease calculator.

Eviction vs Cash for Keys Calculator

Use the Eviction vs Cash for Keys Calculator to compare legal eviction costs, lost rent, and faster move-out options.

Section 8 Rent Estimator

Calculate Section 8 rent, tenant portion, and Housing Assistance Payment (HAP) with this easy HUD-based rent estimator.

Capital Gains Tax Calculator

Calculate capital gains tax, total tax owed, and net profit after selling an asset with this easy capital gains calculator.

Reverse Mortgage Calculator

Calculate your HECM reverse mortgage benefits, including principal limit, FHA MIP, loan payoff, and available cash.

Mortgage Points Calculator

Calculate the true cost and savings of mortgage points. Compare monthly payments, APR impact, and break-even timing with a detailed...

Mortgage APR Calculator

Calculate your true mortgage APR by factoring lender fees into the real cost of borrowing. Compare your note rate vs...

Jumbo Loan Calculator

Calculate jumbo loan payments, interest costs, and payoff timelines for high-value homes. Compare rates and see your true monthly mortgage cost.

Adjustable-rate mortgage (ARM) calculator

Estimate adjustable-rate mortgage payments over time. See how rate changes, caps, and adjustments affect your monthly mortgage costs.

Mortgage Insurance (PMI) Calculator - Advanced Version

Calculate PMI costs, monthly premiums, and when private mortgage insurance can be removed based on loan balance and home value.

Interest-Only Mortgage Calculator

Estimate interest-only mortgage payments and see how costs change once principal payments begin. Compare short-term savings vs long-term costs.

Rent vs Buy Calculator

Compare the true cost of renting vs buying a home. Factor in mortgage payments, home appreciation, rent growth, and ownership expenses.

Mortgage Payoff Date Calculator

Find out when your mortgage will be paid off and how much interest you can save by making extra monthly payments.

HELOC Calculator (Home Equity Line of Credit)

Free HELOC calculator to estimate your home equity line of credit, monthly draw interest, repayment payments, and total interest. Includes PDF report.

Home Equity Loan Calculator

Calculate your monthly payment for a fixed-rate Home Equity Loan. See principal and interest, total interest paid, and payoff term using this free calculator.

Loan-to-Value (LTV) Calculator

Calculate your Loan-to-Value (LTV) and Combined LTV (CLTV) ratios instantly. See your home equity, lending risk level, and PMI eligibility with this calculator.

Second Mortgage Calculator

Calculate second mortgage payments, total monthly cost, and blended interest rate. See how a home equity loan impacts your first mortgage.

Biweekly Mortgage Payment Calculator

Calculate true biweekly mortgage payments and compare monthly vs biweekly schedules. See payoff time, interest savings, and download a detailed PDF report.

Mortgage Calculator

A mortgage calculator helps you break down your estimated monthly home payment, including principal, interest, taxes, and insurance.

FHA Loan Calculator

Calculate FHA loan payments with MIP, UFMIP, taxes, and insurance. See your total monthly cost and loan summary instantly.

VA Loan Calculator

See your VA loan payment, funding fee, and monthly costs instantly. Simple and accurate VA mortgage calculator for U.S. borrowers.

Refinance Calculator

See your new monthly payment and savings with our mortgage refinance calculator. Quick, accurate refinance estimates.

Affordability Calculator

See your true home-buying budget with our House Affordability Calculator. Compare affordability for Conventional, FHA, VA, and USDA loans.

Debt to Income Ratio Calculator

Use our DTI calculator to estimate your front-end and back-end debt-to-income ratios. See monthly debt, housing costs, and mortgage qualification guidelines.

Property Tax Calculator

Estimate your annual, monthly, and daily property taxes with our US Property Tax Calculator. Auto-fill state tax rates, customize assumptions, etc.

Amortization Calculator

Calculate your monthly mortgage payment and view a full amortization schedule. See principal vs. interest, payoff time, and savings from extra payments.

Closing Cost Calculator

Use our closing cost calculator to estimate lender fees, title charges, government fees, prepaids, and total cash needed at closing for your home purchase.

Down Payment Calculator

Calculate your down payment amount, savings timeline, and monthly contributions. See how long it takes to reach your goal and how much you need to buy a home.

Cash-Out Refinance Calculator

Find out how much cash you can take out of your home. Our Cash-Out Refinance Calculator helps you compare payments, rates, and equity in seconds.

Mortgage Loan Comparison Calculator

Compare two mortgage loan options side-by-side. See monthly payments, total interest, payoff timelines, and savings. Find the most affordable home loan.

Property Appreciation Calculator

Calculate your home’s future value with our Property Appreciation Calculator. See compound appreciation, total growth, and average yearly increases over time.

Seller Net Sheet Calculator

Estimate your home sale proceeds with our Seller Net Sheet Calculator. Factor in mortgage payoff, agent commissions, closing costs, and walk-away cash.

House Hacking Calculator

Analyze house hacking deals to see how rental income lowers your housing cost. Calculate net monthly cost, equity gain, and savings.

Rent Increase & Stress Test Calculator

Stress test your rental property cash flow. Project rent increases, vacancy shocks, and expense spikes to see how your deal holds up.

Move-Up Buyer Calculator

Planning to move up? See how much equity you can use, your new loan amount, and estimated monthly payment in one place.

Mortgage Assumption Calculator

Compare mortgage assumption vs. buying at today’s rates. Calculate blended interest rate, monthly savings, and long-term cost differences.

Mortgage Recast Calculator

See how a mortgage recast lowers your payment. Calculate monthly savings, interest reduction, and long-term impact of a lump-sum payment.

PMI Removal Calculator

Check if you can remove PMI. Calculate your loan-to-value ratio, eligibility status, and potential monthly savings based on home value.

Mortgage Tax Deduction Calculator

Estimate your mortgage tax savings. Compare itemized deductions vs. the standard deduction using mortgage interest and property taxes.

Extra Payment vs Refinance Calculator

Compare extra mortgage payments vs refinancing. See which option saves more on interest and shortens your payoff timeline.

Mortgage Points Calculator

Calculate the break-even point for mortgage points. Compare upfront costs, monthly savings, and long-term interest benefits.

15-Year vs 30-Year Mortgage Calculator

Compare 15-year vs 30-year mortgages. See monthly payment differences, total interest costs, and long-term savings.

ARM Rate Cap Impact Calculator

Stress test your adjustable-rate mortgage. See worst-case payment increases based on initial, periodic, and lifetime ARM rate caps.

Home Equity vs Personal Loan Calculator

Compare home equity loans vs personal loans. Analyze interest rates, tax benefits, monthly payments, and total cost to choose the best option.

BRRRR Calculator

Analyze BRRRR real estate deals. Calculate cash pulled out, infinite returns, and monthly cash flow after refinance and rental income.

Early Refinance vs Wait Calculator

Compare refinancing now vs waiting. See monthly savings, break-even point, and total interest savings with this refinance comparison calculator.

Real Estate Investment Calculator

Analyze rental property deals with our Real Estate Investment Calculator. Calculate cash flow, cap rate, NOI, and cash-on-cash return in seconds.

Closing Timeline Calculator

Use the Closing Timeline Calculator to estimate your closing date and key milestones like inspections, appraisal, underwriting, and CD waiting period.

Refinance Break-Even Calculator

Compare your current mortgage vs. a refinance. Find your break-even month, monthly savings, and total refinance benefits instantly.

Mortgage Comparison with Taxes + Insurance

Compare two mortgage options side by side. See monthly payments, total interest, taxes, insurance, and HOA to choose the best loan.

Bridge Loan Calculator

Calculate how much cash you can unlock with a bridge loan. See interest-only payments, fees, and total short-term costs.

Fix and Flip Calculator

Analyze fix-and-flip deals with our free calculator. Instantly estimate net profit, ROI, and maximum allowable offer using ARV, rehab, and costs.

Rental Property Calculator

Analyze rental property deals in seconds. Calculate cash flow, cap rate, NOI, and cash-on-cash return using rent, expenses, and financing.

Internal Rate of Return (IRR) Calculator

Calculate IRR for real estate investments. Estimate equity multiple, total profit, and annual returns using cash flow and exit assumptions.

Modified Internal Rate of Return (MIRR) Calculator

Calculate MIRR for real estate investments. Compare MIRR vs IRR, account for reinvestment rates, and measure true annual returns over time.

House Flipping Calculator

Analyze house flip deals in seconds. Calculate net profit, ROI, and maximum allowable offer using ARV, rehab costs, and the 70% rule.

Escrow Analysis Calculator

Analyze your escrow account balance and payments. Estimate shortages or surpluses and calculate your new monthly escrow amount.

ARM vs Fixed Mortgage Comparison Calculator

Compare adjustable-rate and fixed-rate mortgages. Estimate monthly payments, total interest, and potential payment shock with an ARM vs fixed calculator.

Buying Power Calculator

Estimate how much house you can afford. Calculate your maximum loan amount and home price based on income, debts, and lender DTI limits.

USDA Loan Calculator

Calculate your USDA loan payment, including upfront and annual USDA fees, taxes, insurance, and full monthly breakdown.