HomeExpertly
www.homeexpertly.com

Real Estate ROI Calculator (USA)

See your total return on a rental property over any holding period — combining cash flow, appreciation, and loan paydown into total ROI, annualized return, equity multiple, and profit at sale.

For estimation purposes only. Assumes a fixed-rate loan and steady growth rates. Consult a licensed advisor before investing.
1 Property & investment
%
0%25%50%100%
= $75,000 down · $225,000 loan
2 Financing & holding
%
2%7%12%
yrs
yrs
% of sale
3 Rental income & expenses
%
0%10%20%
All non-mortgage costs combined (tax, insurance, upkeep, management, reserves).
4 Growth assumptions
%/yr
%/yr
%/yr
Total return on investment
—
Enter your details and click Calculate
Return highlights
Total profit —
Annualized ROI —
Cash-on-cash (yr 1) —
Equity multiple —
Total cash invested —
Net sale proceeds —
Where the return comes from
Calculate to see breakdown
Investment basis
Purchase price—
Down payment—
Loan amount—
Closing + improvements—
Monthly P&I—
Total cash invested—
Holding period performance
Year-1 cash flow—
Year-1 cap rate—
Year-1 cash-on-cash—
Total cash flow—
Avg annual cash flow—
Loan paydown (equity)—
Sale & exit
Projected sale price—
Selling costs—
Remaining loan balance—
Cumulative appreciation—
Net sale proceeds—
Return summary
+ Rental cash flow—
+ Appreciation (gross)—
+ Loan paydown—
− Selling costs—
− Upfront costs—
Equity multiple—
Total profit—
Total ROI—
Annualized ROI—
Visualizations
Equity growth over time
Return sources
Disclosure: This calculator provides estimates for informational purposes only and does not constitute financial, investment, or tax advice. Returns depend on financing terms, market conditions, appreciation, vacancy, and expenses, none of which are guaranteed. Consult a licensed financial advisor or real estate professional before making any investment decision.