HomeExpertly
www.homeexpertly.com

Remaining Mortgage Balance Calculator (USA)

Find out how much you still owe on your mortgage as of any date, how much principal and interest you've paid so far, and — if you add a current home value — your home equity and loan-to-value (LTV).

For estimation purposes only. Assumes a fixed-rate, fully-amortizing loan. Your servicer's exact payoff may differ slightly.
1 Original mortgage
%
1%8%15%
yrs
2 Balance as of
Balance is shown after the payments completed by this date.
3 Extra payments (optional)
#
Remaining balance
—
Enter your details and click Calculate
Balance highlights
Remaining balance —
Principal paid —
Interest paid —
Home equity —
Loan-to-value —
% paid off —
Where things stand
Calculate to see breakdown
Original mortgage
Loan type—
Original amount—
Interest rate—
Original term—
First payment—
Monthly P&I—
As-of snapshot
As-of date—
Payments made—
Payments remaining—
% paid off—
Projected payoff—
Remaining balance—
Progress & equity
Principal paid so far—
Interest paid so far—
Total paid so far—
Current home value—
Home equity—
Loan-to-value (LTV)—
Visualizations
Balance over time
Paid vs. owed
Disclosure: This calculator provides estimates for informational purposes only and does not constitute financial advice. It assumes a fixed rate and on-time, equal monthly payments; escrow (tax/insurance) is excluded. Your servicer's actual payoff figure may differ. Consult your lender for an official payoff statement.