Home Buying Calculators

Calculate how much home you can afford, compare loan types, estimate closing costs, and understand your DTI — free home buying calculators for first-time buyers and seasoned purchasers alike.

Free calculators & tools

Tools to guide every step of your home journey

Price Per Square Foot Calculator

Enter any home's price and square footage to instantly calculate $/sqft, compare it against local market benchmarks, identify the fair-value price, and…

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Mortgage Insurance (PMI) Calculator - Advanced Version

Calculate PMI costs, monthly premiums, and when private mortgage insurance can be removed based on loan balance and home value.

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Rent vs Buy Calculator

Compare the true cost of renting vs buying a home. Factor in mortgage payments, home appreciation, rent growth, and ownership expenses.

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Loan-to-Value (LTV) Calculator

Calculate your Loan-to-Value (LTV) and Combined LTV (CLTV) ratios instantly. See your home equity, lending risk level, and PMI eligibility with this calculator.

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Second Mortgage Calculator

Calculate second mortgage payments, total monthly cost, and blended interest rate. See how a home equity loan impacts your first mortgage.

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Closing Timeline Calculator

Use the Closing Timeline Calculator to estimate your closing date and key milestones like inspections, appraisal, underwriting, and CD waiting period.

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FHA Loan Calculator

Calculate FHA loan payments with MIP, UFMIP, taxes, and insurance. See your total monthly cost and loan summary instantly.

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VA Loan Calculator

See your VA loan payment, funding fee, and monthly costs instantly. Simple and accurate VA mortgage calculator for U.S. borrowers.

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Affordability Calculator

See your true home-buying budget with our House Affordability Calculator. Compare affordability for Conventional, FHA, VA, and USDA loans.

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Debt to Income Ratio Calculator

Use our DTI calculator to estimate your front-end and back-end debt-to-income ratios. See monthly debt, housing costs, and mortgage qualification guidelines.

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Closing Cost Calculator

Use our closing cost calculator to estimate lender fees, title charges, government fees, prepaids, and total cash needed at closing for your home purchase.

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Down Payment Calculator

Calculate your down payment amount, savings timeline, and monthly contributions. See how long it takes to reach your goal and how much you need to buy a home.

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Cash-Out Refinance Calculator

Find out how much cash you can take out of your home. Our Cash-Out Refinance Calculator helps you compare payments, rates, and equity in seconds.

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USDA Loan Calculator

Calculate your USDA loan payment, including upfront and annual USDA fees, taxes, insurance, and full monthly breakdown.

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DSCR Calculator

Calculate DSCR for rental properties and see if your investment meets lender requirements based on income and debt service.

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Bridge Loan Calculator

Calculate how much cash you can unlock with a bridge loan. See interest-only payments, fees, and total short-term costs.

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Escrow Analysis Calculator

Analyze your escrow account balance and payments. Estimate shortages or surpluses and calculate your new monthly escrow amount.

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Buying Power Calculator

Estimate how much house you can afford. Calculate your maximum loan amount and home price based on income, debts, and lender DTI limits.

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Move-Up Buyer Calculator

Planning to move up? See how much equity you can use, your new loan amount, and estimated monthly payment in one place.

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