Legal Information and Policies

This page contains all key legal, informational, and policy statements that govern the use of our website, calculators, tools, and educational content.

About HomeExpertly

HomeExpertly was created to make home-buying knowledge simple, accessible, and easy to understand. Our mission is to help users evaluate mortgage options, understand loan terms, and make informed home-buying decisions using clear calculators and educational information.

We are a free informational website. We are not a mortgage lender, broker, financial institution, law firm, or tax advisor. We do not process loan applications or provide professional services. Our calculators and articles exist solely to support user learning and decision-making.

Legal Disclaimer

HomeExpertly provides mortgage calculators, loan comparison tools, and educational content for informational purposes only. The information presented on this website, including calculator outputs, is not financial, legal, real estate, investment, or tax advice. Results are estimates and may differ from actual lender offers or financial outcomes.

By using this website, you acknowledge:

  1. HomeExpertly does not guarantee accuracy or completeness of information.
  2. Calculators and outputs depend on user inputs and general formulas.
  3. You are responsible for verifying information independently.
  4. No professional relationship is created by using this site.

You should consult a qualified mortgage lender, financial advisor, tax professional, or attorney before making any financial decisions.

Terms and Conditions

These Terms govern your use of HomeExpertly.com. By accessing or using this website, you agree to comply with these Terms.

Use of the Website

You may use the website for personal, non-commercial purposes. You agree not to misuse the site, attempt unauthorized access, reproduce our content without permission, or interfere with website functionality.

Informational Use Only

All tools and content are provided for general information. We do not guarantee that calculator results, articles, or estimates reflect actual lender terms, costs, approval outcomes, interest rates, or financial situations.

No Warranty

HomeExpertly is provided on an “as is” and “as available” basis. We do not make warranties regarding accuracy, reliability, availability, or suitability of any information.

Third-Party Links

We may link to third-party websites, services, or lenders. We are not responsible for external content or policies. You access third-party sites at your own discretion.

Limitation of Liability

HomeExpertly is not liable for:
• Losses arising from reliance on calculator results or content
• Errors, inaccuracies, or omissions
• Technical issues, interruptions, or data loss
• Financial decisions made based on website information

Your use of this website is at your own risk.

Intellectual Property

All content, design, branding, calculators, and written materials on HomeExpertly are the property of HomeExpertly and may not be copied, reproduced, or distributed without written permission.

Modifications

We may update these Terms at any time. Continued use of the site constitutes acceptance of revised Terms.

Privacy Policy

Information We Collect

HomeExpertly may collect the following:

Information you voluntarily provide:

• Email address (if you contact us or subscribe)
• Messages or inquiries submitted through forms

Automatically collected data:

• IP address
• Browser and device information
• Pages visited and duration
• Anonymous usage analytics

We do not collect sensitive personal financial information or loan application data.

How We Use Information

Collected information may be used to:
• Improve website performance and functionality
• Analyze usage trends
• Respond to inquiries
• Send optional newsletters (only if you voluntarily subscribe)
• Support affiliate tracking where applicable
• Maintain website security

We do not sell personal information.

Cookies

Cookies may be used for analytics, website functionality, and affiliate tracking. Users may disable cookies through their browser settings.

Third-Party Services

We may use analytics and advertising tools, such as Google Analytics. These third parties may use cookies according to their own privacy policies.

Data Security

We implement industry-standard protections, but no system is fully secure. Use of the website is at your own risk.

Data Rights

You may request:
• Deletion of personal information
• Access to personal information
• Removal from email communications

Contact details are provided below.

Children’s Privacy

HomeExpertly does not knowingly collect information from children under 13 years old.

International Users

Data may be stored or processed in the United States.

Policy Updates

This Privacy Policy may be updated periodically. Any changes will be posted on this page.

Affiliate Disclosure

HomeExpertly may participate in affiliate programs. Some links on our website may lead to third-party services or products for which we may receive compensation if you click or make a purchase.

This comes at no additional cost to you. Affiliate partnerships help support the operation of our free website and tools.

We only recommend services we believe may be helpful to users, but we do not guarantee or endorse any third-party offerings.

Contact Information

If you have questions about any of the policies on this page, you may contact us at:

Email: hello@homeexpertly.com
Website: https://homeexpertly.com