Wrap-Around Mortgage Calculator

The Wrap-Around Mortgage Calculator helps you analyze seller-financed deals where an existing loan remains in place. Compare buyer payments, underlying mortgage costs, and net monthly cash flow to evaluate wrap-around financing structures.

HomeExpertly
www.homeexpertly.com
Wrap-Around Mortgage Calculator
Structure a "Wrap" deal where the buyer's new loan wraps around your existing mortgage. Calculate your **monthly cash flow spread** and total profit.
Existing Loan (Underlying)
$
%
$
Principal & Interest only.
New Wrap Loan (Buyer Terms)
$
$
%
yrs
Deal Profitability
NET MONTHLY CASH FLOW
—
Profit Spread (Arbitrage)
Payment Breakdown
Buyer Pays You (Wrap P&I)—
You Pay Bank (Underlying)—
Effective Interest Spread—
Equity at Closing
Total Wrap Loan—
Underlying Debt—
Seller Equity (Paper)—
Cash at Closing (Down Pmt)—
Visuals
Monthly Flow
Debt Structure
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