PMI Removal Calculator

Use this PMI Removal Calculator to see if you qualify to cancel private mortgage insurance and estimate your potential monthly savings.

HomeExpertly
www.homeexpertly.com
PMI Removal Calculator
Can you cancel your Private Mortgage Insurance? Analyze your Loan-to-Value (LTV) ratio based on original value versus current market appreciation to see if you qualify.
Loan Snapshot
$
Valuation Details
$
Used for standard 80% LTV removal rules.
$
Used for removal based on appreciation (typically 75% LTV).
PMI Costs
$
Removal Analysis
Eligibility Status
Current LTV (Original Val)—
Current LTV (Market Val)—
Recommendation—
Paydown Scenarios to Remove PMI
Target Balance (80% Orig)—
Cash to Pay Down (Orig)—
Target Balance (75% Curr)—
Cash to Pay Down (Curr)—
"Orig" = Based on original price (standard). "Curr" = Based on appreciation (requires appraisal, typically needs 75% LTV if owned 2-5 years).
Visuals
LTV Gap Analysis
Potential Savings
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