Adjustable-rate mortgage (ARM) calculator

Analyze how your ARM (Adjustable Rate Mortgage) payments could change over time with this smart calculator. Enter your initial rate, adjustment schedule, caps, and terms to compare initial payments with potential future payments — ideal for buyers considering rate changes after the fixed period.

HomeExpertly
www.homeexpertly.com
Adjustable-Rate Mortgage (ARM) Calculator (USA)
Estimate ARM payments, rate changes, and download a full amortization PDF.
ARM loan inputs
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years
years
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Results
Monthly payment breakdown
Initial P&I—
Adjusted P&I—
Tax—
Insurance—
HOA—
Total initial payment—
Loan summary
Loan amount—
Fixed period—
Rate adjusts—
Total interest—
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