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ARM vs. Fixed Rate Comparison
Compare the long-term costs of a Fixed-Rate Mortgage against an Adjustable-Rate Mortgage (ARM). Visualize potential payment shocks when rates adjust.
Loan Scenarios
Comparison Analysis
Initial Monthly Payment (P&I)
Fixed Rate Loan—
ARM (Initial Period)—
Initial Savings with ARM—
Worst-Case Scenario (Post-Adjustment)
Max ARM Payment—
Total Interest (Fixed)—
Total Interest (ARM)—
Net Cost Difference—
Visuals
Monthly Payment Over Time
Cumulative Interest Paid