HELOC Calculator (Home Equity Line of Credit)

Calculate your maximum HELOC amount, monthly draw interest, and repayment payments using realistic U.S. lending assumptions. Instantly download a personalized PDF report.

HomeExpertly

www.homeexpertly.com

HELOC Calculator (USA)

Estimate your Home Equity Line of Credit limit, draw-period interest-only payments, and repayment costs using standard U.S. lending assumptions.

HELOC inputs

Home market value (USD)

$

Current mortgage balance (USD)

$

Max LTV limit

%

Interest rate (APR)

%

Draw period

years

Repayment period

years

Results

Estimated payments

Maximum HELOC limit—

Monthly interest (Draw)—

Monthly P&I (Repay)—

Total interest paid—

Visuals

HELOC balance over time

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