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Free mortgage, home affordability, closing cost, and rental property calculators built for U.S. buyers, homeowners, and real estate investors — instant results and a downloadable PDF report, no account required.

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Bathroom Remodel Calculator Bathroom Ventilation Fan (CFM) Sizing Calculator Shower Tile Calculator Vanity Size Calculator Board Feet Calculator
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Real estate tools for every decision

Whether you're buying your first home, refinancing, or analyzing an investment property, there's a free calculator for it.

Bathroom4 tools

Plan your dream bathroom upgrade with our free bathroom calculators. Easily estimate remodeling costs, shower tile quantities, and ideal vanity sizes in seconds.

Bathroom Remodel CalculatorBathroom Ventilation Fan (CFM) Sizing CalculatorShower Tile Calculator +1
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Construction & Material41 tools

Free construction and material calculators to estimate project costs, calculate quantities, and prevent wasted supplies. Plan your next build with confidence!

Board Feet CalculatorBrick CalculatorCarpet Calculator +38
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Energy and Utility11 tools

Free energy and utility calculators. Easily estimate your electricity costs, appliance usage, heat pump savings, EV charging costs, and solar payback.

Appliance Running Cost CalculatorElectricity Cost CalculatorEV Charging Cost Calculator +8
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Home Buying22 tools

Calculate how much home you can afford, compare loan types, estimate closing costs, and understand your DTI — free home buying calculators for first-time buyers and seasoned purchasers alike.

Affordability CalculatorBridge Loan CalculatorBuying Power Calculator +19
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Mortgage & Loan Calculators33 tools

Estimate monthly mortgage payments, amortization, PMI, APR, refinance savings, and 15- vs 30-year costs.

15-Year vs 30-Year Mortgage CalculatorAdjustable-rate mortgage (ARM) calculatorAmortization Calculator +30
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Home Ownership19 tools

Calculators for the costs of owning and improving a home — moving expenses, commute costs, solar panel payback, renovation ROI, staging returns, and storage needs. All free, all instant.

Air Conditioner BTU CalculatorAttic Ventilation CalculatorCommute Cost Calculator +16
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Real Estate Investment Tools34 tools

Analyze rental cash flow, cap rate, BRRRR, fix & flip, IRR, 1031 exchanges, and Airbnb returns.

1031 Exchange CalculatorAgent Commission Split CalculatorAirbnb Profitability Calculator +31
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Kitchen5 tools

Plan your kitchen renovation with ease! Use our free kitchen calculators to accurately estimate costs for cabinets, countertops, backsplash tile, and full remodels.

Backsplash Tile CalculatorCabinet Cost CalculatorCountertop Calculator +2
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Landscaping11 tools

Explore free online landscaping calculators to estimate material costs, mulch, soil, gravel, and project expenses. Plan your yard upgrade accurately today!

Compost CalculatorFirewood BTU CalculatorGravel Calculator +8
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Moving & Relocation7 tools

Free moving and relocation calculators to estimate truck sizes, packing box counts, moving weight, and shipping costs. Plan your home transition easily!

Moving Box & Storage CalculatorMoving Cost CalculatorMoving Weight Calculator +4
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Pool4 tools

Plan, balance, and maintain your pool with ease. Use our free pool calculators to estimate volume, chemical dosing, heater costs, and pump energy usage in seconds.

Pool Chemical CalculatorPool Heater Cost CalculatorPool Pump Cost Calculator +1
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Property measurement9 tools

Free online property measurement calculators. Easily calculate room area, lot size, irregular land, acreage, square footage, and excavation volume.

Acre CalculatorAcreage CalculatorExcavation Calculator +6
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Rental & Landlord10 tools

Landlord calculators for prorated rent, commercial leases, Section 8 estimates, eviction vs cash-for-keys decisions, and rent increase stress testing. Free tools for independent landlords.

3x Rent CalculatorAirbnb Break-Even Rate CalculatorCommercial Lease Calculator +7
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Tax & Incentives4 tools

Calculate tax savings, home energy rebates, and property exclusions instantly. Estimate IRA incentives, 30% solar credits, homestead deductions, and capital gains exclusions.

Home Sale Capital Gains CalculatorHomestead Tax Savings CalculatorIRA Savings Calculator +1
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Unit Converters49 tools

Convert lengths and distances instantly — handy for lot sizes, room dimensions, and property measurements.

CM to FeetCM to InchesCM to KM +46
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Real estate calculators

214 free real estate calculators

Every mortgage, home-buying, and investment calculation you need to make a confident decision.

Bathroom Remodel Calculator
Planning a bathroom renovation? Calculate instant project estimates, material vs. labor costs, and expected resale value recoup—all tailored to your region.
Bathroom Ventilation Fan (CFM) Sizing Calculator
Calculate the precise CFM needed for your bathroom exhaust fan. Factor in room dimensions, ceiling height, fixtures, and duct runs to prevent mold and moisture.
Shower Tile Calculator
Calculate exact shower tile needed for your project. Factor in waste allowance, tile size, layout patterns, and total cost with our free shower tile calculator.
Vanity Size Calculator
Calculate recommended bathroom vanity dimensions based on your space. Compare single vs. double sinks, check door clearances, and download a free PDF report.
Board Feet Calculator
Free online board feet calculator for woodworking and construction. Compute total lumber volume and project cost instantly with custom or standard sizes.
Brick Calculator
Calculate exactly how many bricks and how much mortar you need for your wall or patio. Use our free Brick Calculator to get precise project estimates instantly!
Carpet Calculator
Wondering how much it costs to carpet a room? Calculate your exact square yards, padding needs, and estimated total project price instantly with our free tool.
Ceiling Paint Calculator
Plan your home renovation budget accurately. Use our free Ceiling Paint Calculator to determine required gallons and material costs for any ceiling size.
Cinder Block Calculator
Calculate the exact number of concrete blocks, amount of mortar, and total project costs you need. Try the Cinder Block Calculator and build with confidence.
Concrete Block Calculator
Calculate the exact number of concrete blocks, mortar, grout, and material costs for your wall project with our free Concrete Block Calculator. Estimate CMU blocks, core fill, reinforcement options, and total project costs for accurate planning.
Concrete Calculator (volume)
Free Concrete Volume Calculator. Easily estimate concrete yards, meters, or bag counts (40lb–90lb) for slabs and footings. Get instant cost estimates now!
Concrete Column Calculator
Easily estimate the exact amount of concrete needed for your round sonotubes or square columns. Calculate cubic yards, bag counts, and truckloads in seconds.
Board Feet Calculator
Free online board feet calculator for woodworking and construction. Compute total lumber volume and project cost instantly with custom or standard sizes.
Brick Calculator
Calculate exactly how many bricks and how much mortar you need for your wall or patio. Use our free Brick Calculator to get precise project estimates instantly!
Carpet Calculator
Wondering how much it costs to carpet a room? Calculate your exact square yards, padding needs, and estimated total project price instantly with our free tool.
Ceiling Paint Calculator
Plan your home renovation budget accurately. Use our free Ceiling Paint Calculator to determine required gallons and material costs for any ceiling size.
Cinder Block Calculator
Calculate the exact number of concrete blocks, amount of mortar, and total project costs you need. Try the Cinder Block Calculator and build with confidence.
Concrete Block Calculator
Calculate the exact number of concrete blocks, mortar, grout, and material costs for your wall project with our free Concrete Block Calculator. Estimate CMU blocks, core fill, reinforcement options, and total project costs for accurate planning.
Concrete Calculator (volume)
Free Concrete Volume Calculator. Easily estimate concrete yards, meters, or bag counts (40lb–90lb) for slabs and footings. Get instant cost estimates now!
Concrete Column Calculator
Easily estimate the exact amount of concrete needed for your round sonotubes or square columns. Calculate cubic yards, bag counts, and truckloads in seconds.
Concrete Footing Calculator
Free Concrete Footing Calculator. Estimate cubic yards, rebar needs, and total concrete bags (40lb–80lb) for square or round piers. Get instant cost data!
Concrete Slab Calculator
Easily estimate how much concrete you need for any rectangular or square slab project. Get total volume, concrete bag counts, and project costs now!
Concrete Wall Calculator
Estimate the concrete needed for basement, retaining, and foundation walls with our free Concrete Wall Calculator. Calculate cubic yards, ready-mix cost, concrete bags, rebar, formwork, labor, and material estimates for accurate wall construction planning.
Crushed Stone Calculator
Estimate how much crushed stone you need for driveways, patios, or drainage. Use our free Crushed Stone Calculator to determine cubic yards, tons, and total costs.
Deck Board Calculator
Planning a new deck build or renovation? Easily calculate required deck boards and materials with our free online tool. Perfect for DIYers and contractors!
Deck Material Calculator
Building a new deck? Instantly calculate required decking materials, framing lumber, and total costs with our free, comprehensive Deck Material Calculator.
Drywall Calculator
Calculate the exact number of drywall sheets, tape, and compound needed for your walls or ceiling. Try our free drywall calculator to budget today.
Drywall Screw Calculator
Calculate the precise number of screws and pounds required for your drywall project. Try our free drywall screw calculator to plan your budget today.
Exterior Paint Calculator
Calculate exactly how much exterior paint your house needs. Avoid wasting money on extra gallons with our free, easy-to-use home paint calculator.
Fence Calculator
Calculate how many fence panels, posts, and rails you need instantly. Get precise material and cost estimates for your yard with our free Fence Calculator.
Fence Post Calculator
Calculate exactly how many fence posts you need for your property. Use our free Fence Post Calculator to get precise spacing and material estimates instantly!
French Drain Estimator
Free French Drain Estimator. Calculate exact gravel volume in cubic yards or tons, pipe length, and total material costs for your drainage project.
Gravel Calculator
Planning a landscaping project? Calculate your exact gravel needs in yards or tons, estimate project costs, and browse more helpful home ownership tools.
Grout Calculator
Avoid buying too much or too little material. Enter your tile dimensions into our easy Grout Calculator to get instant, accurate bag and cost estimates.
Hardwood Flooring Calculator
How much does new hardwood flooring cost? Calculate exact material boxes, wood types, and local installation labor costs instantly with our free tool.
Joint Compound Calculator
Plan your next drywall finish with our free Joint Compound Calculator. Quickly estimate material costs and required gallons to budget with confidence.
Laminate Flooring Calculator
Accurately plan your flooring project with HomeExpertly's free Laminate Flooring Calculator. Estimate the exact number of boxes required, calculate total material costs, and factor in waste percentages for different layouts. Perfect your renovation budget today!
Metal Roofing Calculator
Estimate your metal roofing costs and material needs instantly. Use our free Metal Roofing Calculator to get precise panel counts and project pricing.
Mortar Calculator
Calculate accurate brick and mortar mixes for your masonry projects. Use our free Mortar Calculator to estimate materials, costs, and explore home ownership tools.
Paint Calculator
Calculate exactly how much paint you need for any room or wall. Try our free Paint Calculator and explore more helpful home ownership tools today!
Paver Calculator
Calculate exactly how many pavers you need for your patio, driveway, or walkway. Use our free Paver Calculator to get precise material and cost estimates!
Primer Calculator
Estimate exactly how many gallons of primer you need with our free Primer Calculator. Get precise material calculations based on wall size, doors, and trim.
Ready Mix Concrete Calculator
Estimate ready-mix concrete volume, truckloads, delivery fees, short-load charges, and total costs with our free Ready Mix Concrete Calculator. Calculate cubic yards, compare mix strengths, and plan accurate concrete deliveries for your project.
Roof Area Calculator
Estimate your total roof surface square footage instantly with our free Roof Area Calculator. Enter your house dimensions and pitch to get accurate results.
Roof Pitch Calculator
Calculate roof pitch, angle, and rise quickly with our free Roof Pitch Calculator. Convert rise and run to find pitch or degrees instantly.
Roofing Material Calculator
Calculate roofing materials, bundles, and total project costs easily. Get accurate estimates for your next home improvement project with HomeExpertly.
Sand Calculator
Free online Sand Calculator. Estimate your required volume, weight, and project costs instantly to save time and money on your next landscaping build.
Shingle Calculator
Estimate how many shingles and bundles you need for your roofing project. Use our free, accurate Shingle Calculator to plan materials and budget instantly.
Stair Calculator
Calculate your monthly returns and total payouts using our free SWP Calculator. Estimate cash flow, tax impact, and growth on your mutual fund investments instantly!
Tile Calculator
Plan your next renovation with HomeExpertly's free Tile Calculator. Easily estimate the exact number of tiles, material costs, and waste percentages for straight, diagonal, or herringbone layouts. Explore our full suite of home ownership and concrete calculators to budget your projects perfectly.
Underlayment Calculator
How much underlayment do you need? Estimate your exact required rolls, compare material types, and calculate total project and labor costs with this free tool.
Vinyl Flooring Calculator
Streamline your renovation budget with HomeExpertly's free Vinyl Flooring Calculator. Estimate the exact number of boxes required for your project, calculate material costs, and factor in waste percentages for various layouts instantly.
Wallpaper Calculator
Estimate exactly how much wallpaper you need with our free Wallpaper Calculator. Input your wall dimensions and pattern repeat to avoid waste and save money.
Appliance Running Cost Calculator
Calculate the exact running cost of any appliance per hour, day, or year. Compare energy efficiency, estimate payback periods, and lower your electric bill today!
Electricity Cost Calculator
Calculate your monthly and annual electricity bill with precision. Factor in appliance usage, delivery fees, taxes, and potential solar savings. Try it free!
EV Charging Cost Calculator
Calculate your exact EV charging costs for home, Level 2, or public chargers. Compare charging vs. gas savings and estimate your total annual driving cost!
Generator Fuel Calculator
Calculate your backup generator's fuel use and total run time with our free Standby Generator Fuel Consumption & Load Calculator. Input your generator size, electrical load, fuel price, and tank capacity to estimate hourly usage, fuel costs, and run limits during power outages.
Heat Pump Savings Calculator
Calculate how much you can save by switching to a heat pump. Compare heating fuels, factor in tax credits, and estimate payback periods instantly!
Heat Pump vs. Gas/Oil Cost Calculator
Compare operating costs between heat pumps and gas or oil furnaces with our free calculator. Estimate annual energy expenses, savings, and payback periods instantly.
Home Insulation R-Value Target Calculator
Calculate your ideal insulation target and estimated energy savings with our free Home Insulation R-Value Target Calculator. Input your location, current R-values, and home size to find recommended targets, upgrade costs, and payback periods for lower heating and cooling bills.
LED Savings Calculator
How much will upgrading to LED lights save you? Use our free calculator to compare wattage, estimate payback time, and calculate long-term energy savings.
Solar Battery Calculator
Calculate solar battery storage costs and savings. Factor in the federal tax credit, calculate backup time during power outages, and estimate your ROI!
Solar Panel Savings Calculator
Enter your electricity bill, system cost, and the 30% federal tax credit — and instantly see how many years it takes for solar to pay for itself, your total lifetime savings, and a year-by-year projection for the next 25 years.
Solar Payback Calculator
Calculate your solar panel savings, payback period, and 25-year ROI after federal tax credits. Get your free personalized solar breakdown in seconds!
Affordability Calculator
Enter your income, debts, and down payment — and instantly compare your maximum home price across all four U.S. loan types: Conventional, FHA, VA, and USDA. No sign-up required.
Bridge Loan Calculator
A bridge loan lets you tap the equity in your current home to fund the purchase of your next one — without waiting for your sale to close. This free calculator shows you exactly how much you can borrow, what your interest-only monthly payment will be, and the full cost of bridging the gap.
Buying Power Calculator
Enter your income, debts, and down payment and get your maximum pre-approval estimate in seconds — based on real lender DTI guidelines, not guesswork. No sign-up, no email required.
Cash-Out Refinance Calculator
Estimate how much cash you could take out with a refinance, your new monthly payment, closing costs, interest savings (or costs), and how long it takes to break even compared with your current mortgage.
Closing Cost Calculator
Instantly estimate every buyer closing cost — lender origination fees, title & escrow, government and recording charges, prepaids, and escrow reserves — all in one transparent, itemized breakdown. No signup. No guesswork.
Closing Timeline Calculator
From offer accepted to keys in hand — see your inspection deadline, financing contingency, appraisal window, TRID Closing Disclosure date, clear-to-close target, and closing day on one clear timeline. No spreadsheet required.
Debt to Income Ratio Calculator
Estimate your front-end and back-end DTI ratios based on your gross monthly income and monthly debts, using guidelines commonly used by U.S. mortgage lenders.
Down Payment Calculator
Estimate your target down payment, projected savings growth, and how long it may take to reach your goal with your current savings plan. U.S. dollars only.
DSCR Calculator
The DSCR Calculator tells you exactly what lenders see when they evaluate your investment property — your Debt Service Coverage Ratio. Calculate your NOI, debt service, and monthly cash flow in seconds, then download a professional PDF report for your loan officer.
Escrow Analysis Calculator
Use our free Escrow Analysis Calculator to project your account balance over the next 12 months. See exactly whether you'll have a shortage or surplus — and what your new monthly payment will be — before your annual review arrives.
FHA Loan Calculator
Calculate every dollar of your FHA monthly housing cost: principal & interest, upfront MIP (UFMIP), annual FHA mortgage insurance, property taxes, homeowners insurance, and HOA dues. FHA MIP duration follows official HUD rules — see exactly when your MIP ends and what your payment drops to.
HOA Fee Impact on Mortgage Purchasing Power Calculator
Calculate how monthly condo or community dues lower your maximum loan amount and overall home budget. See your adjusted borrowing power instantly.
Homebuyers Insurance Reconstruction Cost Estimator
Estimate home insurance replacement costs and structural coverage requirements. Calculate ideal coverage based on square footage, construction quality, and custom features.
Loan-to-Value (LTV) Calculator
Calculate your LTV, CLTV, and home equity in seconds. Understand your PMI status, refinance eligibility, and how market changes impact your position — all in one place.
Mortgage Insurance (PMI) Calculator – Advanced Version
Private mortgage insurance adds hundreds to your monthly payment — and most borrowers don't know exactly when it ends or what it costs in total. This calculator shows your monthly PMI, the date it's removed, and the complete picture of your loan so you can make a smarter down payment decision.
Mortgage Prequalification Calculator
Find out how much home you can afford. Use our mortgage prequalification calculator to estimate your buying power, potential loan amount, and monthly payments based on your income and debts.
Move-Up Buyer Calculator
Use this Move-Up Buyer Calculator to see how selling your current home affects your new loan, down payment, and monthly mortgage costs.
Price Per Square Foot Calculator
Enter any home's price and square footage to instantly calculate $/sqft, compare it against local market benchmarks, identify the fair-value price, and see exactly how much of a premium or discount you're paying — all in seconds, no sign-up required.
Rent vs Buy Calculator
Renting isn't wasting money — and buying isn't always the right move. This calculator compares your net worth as a buyer versus a renter over your full analysis period, finds the break-even year, and gives you a downloadable report to back up your decision.
Second Mortgage Calculator
See exactly what a second mortgage adds to your monthly payment, what your combined blended interest rate will be, and whether it makes more financial sense than refinancing your primary loan.
USDA Loan Calculator
USDA loans let eligible rural and suburban buyers purchase a home with no down payment. This calculator shows your exact monthly payment — including the 1% upfront guarantee fee financed into the loan and the 0.35% annual fee — so you know your true cost before you apply.
VA Loan Calculator
Built for veterans and active-duty service members. Get a complete VA loan payment estimate in seconds — including the VA funding fee, 0% down, no PMI, all five loan types, and a downloadable PDF report.
15-Year vs 30-Year Mortgage Calculator
Enter your loan amount and current rates to get a side-by-side breakdown of monthly payments, total interest paid, equity growth over time, and how much choosing the shorter term actually saves you — updated instantly as you type.
Adjustable-rate mortgage (ARM) calculator
Adjustable-rate mortgages start with a lower rate than a 30-year fixed — but once the fixed period ends, your payment changes. See your initial and adjusted payment side by side, model the difference, and decide if an ARM is the right move for your situation.
Amortization Calculator
Enter your loan amount, interest rate, and term — get your exact monthly P&I payment, total interest cost, and a complete amortization schedule from month one to final payoff. Model extra payments to see exactly how much interest you can save.
ARM Rate Cap Impact Calculator
Adjustable-rate mortgages offer lower starting payments — but your rate can legally increase far beyond what most borrowers expect. Enter your loan details and cap structure to instantly see your payment at every stage, from the fixed period to the lifetime rate ceiling.
ARM vs Fixed Mortgage Comparison Calculator
Enter your loan details once and instantly see monthly payments, total interest costs, the cumulative break-even point, and a year-by-year balance chart for both loan types — side by side.
Balloon Mortgage Calculator
A balloon mortgage means lower monthly payments now — and a large lump sum due in 5, 7, or 10 years. This calculator shows your exact balloon amount, full amortization schedule, and total cost breakdown so you can plan your exit strategy before you commit.
Balloon Payment Calculator
Calculate your monthly payments and the final balloon payment due at maturity. Use HomeExpertly's free Balloon Payment Calculator to plan your loan payoff.
Biweekly Mortgage Payment Calculator
Switching from monthly to biweekly payments creates one extra full payment per year — automatically. See exactly how many years you'll cut off your loan and how much interest you'll keep in your pocket.
Biweekly Savings Calculator
See how shifting to biweekly mortgage payments can trim years off your loan and save you thousands in interest. Enter your details to calculate your total savings instantly.
Early Refinance vs Wait Calculator
Stop guessing. This calculator runs the math on both paths — comparing monthly savings, closing cost payback, and total net benefit over 5 years — so you can make a data-driven refinance decision in under two minutes.
Extra Payment vs Refinance Calculator
Stop guessing. Enter your mortgage details and get a side-by-side breakdown of total interest paid, payoff timeline, break-even point, and overall cost — for both strategies — updated in real time as you type.
Interest Savings Calculator
Want to see how much money you can stop throwing away on interest? Input your current loan details to instantly calculate your potential savings and build a smarter payoff strategy.
Interest-Only Mortgage Calculator
Interest-only mortgages start with lower payments — but when the IO period ends and principal repayment begins, the payment jumps significantly. See both phases side by side, understand the payment increase, and get the full cost picture before you commit.
Jumbo Loan Calculator
Jumbo loans carry different rules, rates, and long-term costs than conventional mortgages. This calculator breaks down your full monthly payment — principal, interest, taxes, insurance, and HOA — and shows exactly how much you save by making extra principal payments each month.
Loan Interest Calculator
Calculate monthly loan payments, total interest, and amortization schedules. Use HomeExpertly's free US Loan Payment Calculator to plan your budget easily.
Loan Payment Calculator
Plan your financial future with confidence using this interactive Investment and Growth Calculator. By entering your initial deposit, regular contributions, expected interest rate, and time horizon, this tool delivers real-time visual projections of your wealth accumulation.
Mortgage APR Calculator
Two lenders can quote the same interest rate but charge wildly different fees, making one loan thousands of dollars more expensive than the other. APR captures both the rate and the fees in a single number — so you can compare loan offers honestly.
Mortgage Assumption Calculator
Use this Mortgage Assumption Calculator to compare assuming a seller’s low-rate mortgage against financing at current market rates.
Mortgage Calculator
Whether you’re buying your first home in Austin, upgrading in Atlanta, or refinancing in Chicago — get an accurate monthly mortgage estimate in seconds. Includes principal & interest, taxes, insurance, PMI, HOA dues, extra payments, and a full amortization schedule.
Mortgage Comparison with Taxes + Insurance
See Option A vs. Option B side-by-side — monthly payment, total interest, and full PITI breakdown including property taxes, homeowners insurance, HOA, and PMI. Enter any two loan scenarios and instantly know which one costs you less.
Mortgage Loan Comparison Calculator
Compare two mortgage loan options side-by-side. View monthly payments, total interest, payoff timelines, and long-term savings to choose the best home loan.
Mortgage Offset Calculator
See how your savings can slash your mortgage interest. Use our mortgage offset calculator to find out how linking your everyday balance directly shortens your loan term and saves you thousands.
Mortgage Overpayment Calculator
See how much time and interest you can save by making extra payments on your mortgage. Enter your details to calculate your path to a debt-free home.
Mortgage Payoff Date Calculator
Enter your loan balance, interest rate, and any extra monthly payment — and instantly see your payoff date, total interest saved, and a month-by-month amortization schedule. No spreadsheet required.
Mortgage Points Calculator
Paying points at closing to lower your rate only makes sense if you stay long enough to break even. Enter your loan details and get the exact break-even date, monthly savings, APR impact, and a full amortization comparison — instantly.
Mortgage Recast Calculator
Use this Mortgage Recast Calculator to estimate how a lump-sum principal payment can reduce your monthly mortgage payment and total interest.
Mortgage Tax Deduction Calculator
Use this Mortgage Tax Deduction Calculator to see whether itemizing or taking the standard deduction saves you more on taxes.
PMI Removal Calculator
Use this PMI Removal Calculator to see if you qualify to cancel private mortgage insurance and estimate your potential monthly savings.
Refinance Break-Even Calculator
Enter your current loan, new loan terms, and closing costs — get your exact monthly savings, the month and date you break even, total interest saved over the life of the loan, and a side-by-side comparison you can download as a PDF. No guesswork. No rule of thumb. Real numbers.
Refinance Calculator
This free U.S. refinance calculator compares your current monthly payment to a proposed new loan side by side — showing monthly savings, total interest saved, and exactly how many months until you break even on closing costs. Supports Conventional, FHA, and VA refinances, including UFMIP, annual MIP, VA funding fees, and cash-out scenarios.
Remaining Mortgage Balance Calculator
Find out exactly how much you still owe on your home. Use HomeExpertly's free Remaining Mortgage Balance Calculator to track your principal and payoff timeline!
Seller Financing Calculator
Whether you're a seller offering owner financing, a buyer negotiating a private note, or an investor building a deal from scratch — this calculator gives you the complete picture: monthly payment, total interest, and balloon amount due, in seconds.
Wrap-Around Mortgage Calculator
When your existing mortgage rate is below today's market, you can profit from the difference. Enter your underlying loan and the buyer's wrap terms — the calculator instantly shows your monthly cash flow, interest arbitrage, full deal structure, and amortization schedule.
Air Conditioner BTU Calculator
Need a new AC? Calculate your exact cooling needs by room size and room conditions, determine required system BTUs, and explore more helpful home ownership tools.
Attic Ventilation Calculator
Instantly calculate your home's attic ventilation needs. Input your attic floor area and roof pitch to get accurate square-inch recommendations for intake and exhaust vents, alongside total project cost estimates and local installer connections.
Commute Cost Calculator
The Commute Cost Calculator helps you understand the true cost of your daily drive. Estimate annual fuel expenses, vehicle wear and tear, and the value of time spent commuting.
Concrete Driveway Cost Calculator
Easily budget your next project with our free Concrete Driveway Cost Calculator. Enter your driveway dimensions and thickness to get an instant, accurate breakdown of material and installation costs.
Flooring Cost Calculator
Estimate your home renovation budget with our free Flooring Cost Calculator. Enter your room dimensions, choose your flooring material, and add installation costs to get an instant, accurate price breakdown for your project.
Furnace Size Calculator
Avoid buying the wrong heating system. Calculate the ideal furnace size (BTU) for your home to maximize energy efficiency and keep heating costs low.
Generator Size Calculator
Calculate your backup power needs instantly with our Generator Size Calculator. Enter your property details and appliances to get an accurate kilowatt (kW) recommendation, project cost estimates, and local installer connections. Eliminate the guesswork and find the perfect generator today.
Gutter Calculator
Accurately determine the perfect gutter system for your home. Input your roof pitch, total square footage, and local maximum rainfall intensity to instantly calculate the ideal gutter size and downspout requirements, view estimated project costs, and find trusted local installers.
Home Equity Growth Calculator
Want to see the true value of your homeownership investment? Estimate your future home equity and visualize how market growth and loan payoff combine to build long-term wealth.
Home Renovation ROI Calculator
Enter your current home value, estimated after-repair value, renovation budget, and contingency — and see your true ROI, cost recoup rate, and how it compares to national benchmarks for your project type.
HVAC Size Calculator
Free online HVAC Size Calculator. Estimate the ideal AC and heating system size for your home in tons or BTUs instantly to ensure comfort and save on energy bills.
Insulation Calculator
Instantly estimate your home's insulation needs. Input your property location, target R-value, and project square footage to calculate required material quantities, project cost estimates, and local installer options.
Maintenance Reserve Calculator
Calculate how much money to set aside for home repairs and upkeep. Input your home value, age, and location to estimate your annual emergency reserve fund needs.
Rainwater Harvest Calculator
Accurately estimate your property's annual water collection potential. Input your roof size and location to instantly calculate monthly rainwater yields, determine optimal cistern storage capacity, and analyze your environmental cost savings.
Septic Tank Size Calculator
Accurately estimate your home's wastewater management needs. Input your household size, number of bedrooms, and daily water usage to instantly calculate the ideal septic tank capacity in gallons, view estimated installation costs, and find certified local specialists.
Staging ROI Calculator
The Home Staging ROI Calculator helps you determine whether professional staging is worth the investment. Estimate sale price increase, holding cost savings from selling faster, and net profit from staging.
Sump Pump Calculator
Calculate the ideal horsepower and flow rate (GPM) for your sump pump. Input your basement size, vertical lift, and pipe length to find the right pump sizing instantly.
Water Heater Size Calculator
Instantly calculate your home's ideal water heater capacity. Input your household size and peak usage to get an accurate gallon recommendation, cost estimates, and local installer options.
Water Softener Calculator
Calculate your ideal water softener size and annual salt consumption instantly. Input your household size, water hardness, and usage to find the right grain capacity and system requirements for your home.
1031 Exchange Calculator
Selling an investment property? Calculate exactly how much capital gains tax you can defer — including depreciation recapture and NIIT — and see the reinvestment amounts required to qualify for 100% tax deferral under IRC Section 1031.
Agent Commission Split Calculator
GCI is the headline — net income is the reality. Enter your sale price, commission rate, broker split, and deal costs to see your true take-home pay in seconds, with a professional PDF statement you can save or share.
Airbnb Profitability Calculator
Enter your property details, nightly rate, occupancy, and expenses to see your real monthly cash flow, cap rate, and cash-on-cash return — before you buy, and before you list.
ARV Calculator — After Repair Value
Enter your property's After Repair Value, purchase price, rehab budget, and holding costs to instantly see your Maximum Allowable Offer, projected net profit, cash-on-cash return, annualised ROI, and a colour-coded deal score — all in one place.
BRRRR Calculator
Enter your purchase price, rehab budget, ARV, and rent — and instantly see cash left in deal, monthly cash flow, cash-on-cash return, and whether your deal qualifies as a Perfect BRRRR.
CAM Reconciliation Calculator
Calculate tenant pro-rata expense shares and balance true-ups effortlessly. Free commercial real estate CAM reconciliation tool for landlords and tenants.
Cap Rate Calculator
The Cap Rate Calculator gives you a lender-grade investment analysis in under two minutes — including Net Operating Income, expense breakdown, gross yield, and a colour-coded rating so you know instantly whether a property clears the bar.
Capital Gains Tax Calculator
Estimate the federal and state tax on any capital asset sale — stocks, real estate, crypto, or business assets. The calculator applies current IRS brackets, computes the 3.8% NIIT surtax where applicable, and shows you exactly how much more a short-term sale costs versus waiting past the one-year mark.
Cash Flow Calculator
Analyze your investment potential with HomeExpertly's Rental Cash Flow Calculator. Estimate monthly profits, Cap Rate, ROI, and net operating income instantly!
Equity Calculator
Calculate your home equity instantly with our free Home Equity Calculator. Easily estimate your available equity, loan-to-value (LTV) ratio, and potential borrowing power.
Equity Waterfall Calculator
The Equity Waterfall Calculator models exactly how cash profits flow from a real estate syndication — through the preferred return, past the promote hurdle, and into the hands of investors and sponsors — so you know what you're actually agreeing to before you sign.
Expense Ratio Calculator
Calculate your real estate operating expense ratio instantly. Use our free OER calculator to compare your expenses against rental income and maximize profitability.
Fix and Flip Calculator
Analyze your entire deal in seconds. Enter your purchase price, ARV, and rehab budget to instantly calculate your net profit, ROI, and the maximum you should ever pay using the industry-standard 70% rule — all in one free tool.
Gross Rent Multiplier Calculator
Free Gross Rent Multiplier Calculator. Quickly estimate rental property valuation, analyze potential investment returns, and browse other real estate calculators.
HELOC Calculator (Home Equity Line of Credit)
Enter your home value, mortgage balance, and HELOC terms — and instantly calculate your maximum credit line, draw-period payments, and full repayment costs before you ever speak to a lender.
Home Equity Loan Calculator
A home equity loan gives you a fixed lump sum at a fixed rate — no surprises, no variable payments. Enter your loan amount, term, and rate to instantly see your monthly payment, total interest, and how extra payments can save you thousands.
Home Equity vs Personal Loan Calculator
Two loans, very different true costs. This calculator compares your net lifetime cost side-by-side — factoring in closing costs, origination fees, potential tax deductions, and your actual tax bracket — so you can see in seconds which option really saves you money.
House Flipping Calculator
Enter your purchase price, rehab budget, hold timeline, and exit costs — and get your net profit, ROI, annualised return, and Maximum Allowable Offer based on the 70% Rule. All in seconds, no spreadsheet required.
House Hacking Calculator
Enter your property details, rental income, and expenses to discover your true monthly housing cost — and see exactly how much your tenants offset your mortgage. Works for duplexes, triplexes, fourplexes, and roommate scenarios.
Internal Rate of Return (IRR) Calculator
IRR is the gold standard metric professional real estate investors use to compare deals. Enter your investment, annual cash flows, holding period, and exit price — get your Internal Rate of Return, Equity Multiple, and full return breakdown in seconds.
Loan-to-ARV Calculator
Calculate your property's loan-to-after-repair value (ARV) ratio instantly. Estimate rehab financing limits, view cost charts, and download your report.
Loan-to-Cost Calculator
Calculate your property's loan-to-cost (LTC) ratio instantly. Estimate project funding limits, analyze financial breakdowns, and download a free PDF report.
Modified Internal Rate of Return (MIRR) Calculator
Standard IRR assumes you reinvest cash flows at the deal's own rate — an assumption almost no investor can actually meet. MIRR fixes that by using real-world finance and reinvestment rates, giving you the honest annualised return before you commit a single dollar.
Operating Expense Calculator
Calculate your property's total operating expenses instantly. Estimate annual costs, analyze breakdown charts, and download your free report with HomeEquity.
Property Appreciation Calculator
Our Property Appreciation Calculator uses compound growth modeling to project your home's future value, total appreciation gain, equity build-up, and inflation-adjusted return—over any timeframe from 1 to 40 years.
Property Tax Calculator
Select your state, enter your home value, and instantly see your estimated annual, monthly, weekly, and daily property tax — plus a 10-year projection showing how your bill compounds over time. All 50 states included.
Real Estate Investment Calculator
Our Real Estate Investment Calculator runs the full analysis — monthly cash flow, cap rate, cash-on-cash ROI, gross yield, and NOI — so you can confidently decide whether a deal works before you make an offer.
Rental Property Calculator
Use this Rental Property Calculator to evaluate buy-and-hold investments. Estimate monthly cash flow, NOI, cap rate, and cash-on-cash return with ease.
Rental Yield Calculator
Calculate your property's rental yield and cash flow instantly. Use our Rental Yield Calculator to analyze cap rates, annual returns, and make smarter investment decisions.
Reverse Mortgage Calculator
Estimate your Principal Limit, net cash available, and 15-year equity projection in under two minutes. Includes full closing cost breakdown and a downloadable 2-page PDF report — no personal information required.
ROI Calculator
Predict your real estate profits before you buy. Easily estimate your ROI, annualized returns, and long-term financial metrics with our free US investment tool.
Seller Net Sheet Calculator
Our Seller Net Sheet Calculator deducts every cost—mortgage payoff, agent commissions, closing fees, repairs, and prorated taxes—so you know your real walk-away cash before you list or accept an offer.
Subject-To Deal Calculator
The Subject-To Deal Calculator helps you analyze real estate deals where the existing mortgage remains in place. Estimate cash to close, monthly cash flow, and cash-on-cash returns without refinancing the loan.
Vacancy Rate Calculator
Calculate your property's vacancy rate instantly with our free Vacancy Rate Calculator. Optimize your rental income, forecast unearned revenue, and maximize your ROI.
Compost Calculator
Free online Compost Calculator: Estimate how much compost you need for garden beds or lawns. Calculate total volume, material costs, and delivery fees instantly.
Firewood BTU Calculator
Calculate total volume and heat output with HomeExpertly's Firewood BTU Calculator. Estimate cords, MBTU output, wood species heat values, and cost efficiency instantly.
Gravel Calculator
Calculate exact gravel volume, weight in tons, and total material cost with our free Landscape Gravel Calculator. Plan your yard project with HomeExpertly!
Irrigation Water Calculator
Calculate irrigation water usage, zone requirements, and total utility costs with HomeExpertly's Irrigation Water Calculator. Estimate gallons, watering schedules, and lawn expenses instantly.
Lawn Fertilizer N-P-K Application Rate Calculator
Calculate exact lawn fertilizer application rates with our free Lawn Fertilizer N-P-K Application Rate Calculator. Input your lawn size, grass type, fertilizer N-P-K ratio, and bag price to determine required product weight, total nutrient coverage, and application costs for a healthy lawn.
Mulch Calculator
Calculate how much mulch you need in cubic yards, feet, or bags. Compare bulk vs. bagged prices, estimate labor costs, and prevent overbuying today!
Pond Volume Calculator
Calculate pond volume, water weight, and fill time in seconds. Get accurate volume estimates for rectangular, oval, circular, or irregular ponds with free PDF reports.
Retaining Wall Calculator
Calculate retaining wall blocks, gravel, drainage materials, and estimated costs in seconds. Get precise material breakdowns for any wall size and export PDF reports.
Seed Calculator
Free online Grass Seed Calculator: Estimate seed needed in pounds for new lawns or overseeding. Compare grass types, bag sizes, and total costs instantly.
Sod Calculator
Free online Sod Calculator: Estimate sod needed in square feet, roll counts, and pallets for your lawn. Includes cost, waste factor, and delivery estimates.
Topsoil Calculator
Calculate exactly how much topsoil you need in cubic yards, feet, or tons. Compare bagged vs. bulk prices, account for settling, and estimate delivery costs!
Acre Calculator
Easily convert sq ft, square meters, and hectares to acres. Calculate total land area, dimensions, and estimated property value instantly with HomeExpertly.
Acreage Calculator
Measure and estimate land areas instantly with our free Acreage Calculator. Whether you are mapping out real estate, planning an agricultural project, or managing a property, this tool helps you easily convert measurements and calculate total square footage, square meters, or acreage.
Excavation Calculator
Calculate dirt volume, soil swell, and excavation costs in seconds with our free Excavation Calculator. Estimate cubic yards, feet, and soil removal easily!
Irregular Land Area Calculator
Measure irregular plot boundaries, estimate land value, and convert acreage with HomeExpertly’s free calculator. Download detailed PDF area reports in seconds.
Land Area Calculator
Free online Land Area Calculator. Measure acres, hectares, square feet, and land value with custom shape breakdowns and downloadable PDF reports.
Lot Size Calculator
Calculate lot dimensions, estimate buildable area with setbacks, and value your land instantly. Use HomeExpertly’s free Lot Size Calculator.
Room Area Calculator
Measure room dimensions to estimate total square footage, flooring needed, and paint gallons required. Includes room breakdown charts and cost estimates.
Square Footage Calculator
Calculate total square footage for any room shape with our free calculator. Estimate material needs, project costs, and download a detailed PDF report.
Triangle Area Calculator
Free Triangle Area Calculator for land and lots. Measure triangular plots using sides, angles, or height, view a scale drawing, and estimate total land value.
3x Rent Calculator
Most landlords want your gross monthly income to be at least three times the rent. Enter your income and the rent to see whether you qualify, the income you'd need, and the maximum rent you can comfortably afford.
Airbnb Break-Even Rate Calculator
Calculate your short-term rental break-even nightly rate based on fixed monthly costs, platform fees, and target occupancy. Determine the exact pricing needed to cover expenses and stay profitable.
Commercial Lease Calculator
Enter your square footage, base rent, NNN charges, and lease term to see exactly what you'll pay each month — including annual escalations, tenant improvement allowances, and free rent concessions.
Eviction vs Cash for Keys Calculator
Enter your monthly rent, legal costs, estimated eviction timeline, and a potential buyout offer — and see exactly which path costs less, how much time you save, and the maximum offer you can make before eviction becomes the cheaper option.
HUD Fair Market Rent (FMR) Gap Analysis Calculator
Calculate standard rent vs. HUD payment standards instantly. Analyze FMR gaps by ZIP code, account for utility allowances, and assess tenant affordability.
Net Effective Rent Calculator
Stop overpaying for your next apartment. Use our free Net Effective Rent Calculator to easily factor in rent-free months, cash concessions, and fees to discover your true monthly out-of-pocket lease cost. Compare gross vs. net rent, view your customized payment schedule, and negotiate your next lease with confidence.
Prorated Rent Calculator
This prorated rent calculator helps tenants and landlords determine fair rent for partial rental periods.
Rent Increase & Stress Test Calculator
Project your rental income over 10 years and model the worst-case scenario — high vacancy, falling rents, and surging expenses — all at once. Find out whether your property survives a downturn before you own it.
Section 8 Rent Estimator
Enter four numbers from the voucher packet and lease proposal. Get the exact Housing Assistance Payment, tenant's share, and a pass/fail affordability verdict — all checked against HUD's 40% income cap rule.
Tenant Security Deposit Statutory Interest Calculator
Calculate statutory interest owed on tenant security deposits. Factor in deposit amounts, tenancy duration, and local state or city interest rate requirements.
Unit converters

49 free unit converters

Quick length and distance conversions for lot sizes, square footage, room dimensions, and property measurements.