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Loan Amortization Calculator (USA)
Estimate your fixed monthly payment in U.S. dollars and view a full amortization schedule,
including principal vs. interest, payoff time, and the impact of extra monthly principal payments.
Loan inputs
Results
Monthly payment
Base principal & interest (P&I)—
Extra monthly principal—
Total monthly out-of-pocket—
Loan summary
Loan amount—
Original payoff (no extra)—
Payoff with extra—
Total interest (no extra)—
Total interest (with extra)—
Interest saved—
Visuals
Loan balance over time
Principal vs. interest paid
Amortization snapshot (first 12 months)
| # | Month | Payment | Principal | Interest | Balance |
|---|